財務金融學系暨研究所 Department of Banking and Finance

數位金融組

    數位金融組以培養學生具備終身學習的態度(ATTITUDE)、資訊分析的技巧(SKILL)、以及現代金融的知識(KNOWLEDGE)等ASK能力的金融管理專業人才為宗旨。數位金融組致力創造並建構一個學習型的環境，積極投入相關財務計量演算運用，尋求數位技術合作之研究成果，力求數位技能、永續投資觀念的提升，並透過財務知識升級及數位技能的輔助進而培養符合全球發展潮流之金融人才。

    在課程的設計上，主要針對金融科技、數位金融等專業領域進行設計，課程包含資料科學與運算思維、數位金融與程式設計、金融資料庫分析與應用、數位金融理財應用等，但為了讓學生能對財務有更深的了解與靈活運用，因此加入了會計學、中級會計學等會計相關課程。與會計學系的差別在於會計學系主要偏重於財務報告的編制、分析等專業能力，而數位金融組則偏重金融大數據之運用與分析。

就業方向

    依照數位金融組課程規劃下，同學就業機會相當寬廣。就業方向大致可分為五大方向：

​​​1. 數位金融 ─ 數位金融專員、數位金融產品企劃專員、數據經營專員、數位行銷專員、數據分析專員、數位金融平台企劃專員、數位金融科技規劃專員、數據策略與治理專員，工作內容包含嵌入式金融科技、大數據分析、資訊財金分析、數位支付、人工智慧、區塊鏈應用、數位金融商品開發、監管科技、網銀與數位帳戶。

2.金融投資 ─ 銀行授信、風險控管、投信投顧、金融商品研發、核保/保險內勤與財務管理諮詢、銀行業(理財專員)、證券業(證券業務員、高級業務員、財務分析師、期貨營業員)、保險業(投資型保單業務員、財務規劃師)。

3.企業財會 ─ 服務於各企業之財務、主辦會計、公司投資部門與各大會計事務所。

4.研究深造 ─ 可報考國內外各大學商管領域與相關研究所繼續深造。

5.公職服務 ─ 報考高普考與各類特考等，進入公職行列服務。

Digital Finance Group

The Digital Finance Group in the Department of Banking and Finance at the Chinese Culture University (referred as the Digital Finance Group hereinafter) aims to cultivate students’ “ASK” capabilities. Namely, to encourage then to build up financial management professionals with a lifelong learning “A”ttitude; the “S”kills of information analysis; and and the “K”nowledge of modern finance. Our department is committed to creating a learning environment, focusing on actively investing in financial quantitative algorithm applications, seeking research results from collaborations with digital technology, striving to enhance digital skills and sustainable investment concepts, and cultivating financial talents that meet the global development trend through upgrading financial knowledge and digital skills.

In terms of curriculum design, the courses mainly focus on professional fields such as financial technology and digital finance, including data science and computational thinking, programming for FinTech, financial database analysis and application, digital applications on finance and wealth management, etc. Nevertheless, in order to let students have deeper understandings of finance for the purpose of practical uses, accounting courses (up to intermediate-level) have been added. The difference between the Digital Finance Group and the courses provided in the Accounting Department is that the Accounting Department mainly focuses on professional skills such as financial statement preparation and analysis, while the Digital Finance Department focuses on the flexible application and analysis on financial big data.

Career direction

According to the curriculum planning of the Digital Finance Department, students have a wide range of employment opportunities. The employment directions can be roughly divided into five major categories:

1. Digital finance - Embedded Finance, Big Data Analysis, Information Analysis in Finance, Digital Payment, Artificial Intelligence, Blockchain Applications, R&D of digital financial product, Regulatory Technology, Online Banking and Digital Accounts.
2. Financial investment – Credit Banking, Risk Management, Mutual Fund and Investment Consultancy, R&D of Financial Product, Insurance Audition Personnel and Financial Management Consultancy. banking industry (Bank Teller, Financial Planner), securities industry (Securities Specialist, Senior Securities Specialist, Financial Analysts, Futures Specialist, Securities Investment Trust and Consulting Professionals), insurance industry (Insurance Solicitor, Investment Link Product Specialist, Financial Planner).
3. Corporate accounting – Financial Managers, Accountants, and Corporate Investors.
4. Further study – student may choose to apply for higher studies in finance, business management, and other related fields domestically and overseas.
5. Public service - student may take Senior and Junior Examinations and Special Examinations, participating the public service in Taiwan.  

中國文化大學商學院財務金融學系 數位金融組 必修科目表

112學年度起入學新生適用